The candidates are advised to refer to some of the standard text books mentioned in the Syllabus and References. However, a booklet of "Study Material" containing important concepts and working on the related topic in Fixed Income Basic Module is also made available to registered candidates for their preparation to undertake the Certification Test. No soft copy of the same is available. The "Study Material" has been prepared with the use of free resources available in Internet as well as various text books and CCIL does not claim any copy right of the same.